Copyright

1. The author holds the copyright and transfers to VIPE FSIN Russia on a free-of-charge basis the right to publish and distribute their article.

2. When submitting a manuscript for publication, the author guarantees that the article is original, i.e. it has not been published previously in other books and periodicals in the current or altered form, that it has not been submitted to editorial offices of other publications, and that all possible conflicts of interests related to copyright and publication of the article have been resolved.